General Purpose Loan 10.5% Variable  (APR 11.02%)

Example: €10,000 paid back weekly over 5 years.

  • Repayment of €49.43 per week.
  • Total amount repaid €12,852.93

Special Car Loan 8.9% Variable (APR 9.27%)

Example: €10,000 paid back weekly over 5 years.

  • Repayment of €47.65 per week.
  • Total amount repaid €12,389.13
  • Cheque must be made payable to a garage

Special Home Improvement Loan (loans between €50,000 and €75,000) 7.5% Variable  (APR 7.75%)

Example: €70,000 paid back weekly over 20 years.

  • Repayment of €129.76 per week.
  • Total amount repaid €135,174.00
  • Maximum term of 20 years

PCP Redemption Loan 7.5% Variable (APR 7.75%)

Example: €3,000 paid back weekly over 3 years.

  • Repayment of €21.50 per week.
  • Total amount repaid €353.84
  • To refinance the balloon payment of a PCP
  • Funds paid directly to finance company
  • Maximum term of 5 years

Student Loan 6% Variable (APR 6.16%)

Example: €10,000 paid back weekly over 5 years.

  • Repayment of €44.55 per week.
  • Total amount repaid €11,582.40
  • Proof of college registration must be provided

Graduate Loan 6% Variable (APR 6.16%)

Example: €10,000 paid back weekly over 5 years.

  • Repayment of €44.55 per week.
  • Total amount repaid €11,582.40
  • To facilitate members who have graduated from college
  • Proof of graduation must be provided

Secured Loan 6% Variable (APR 6.16%)

Example: €10,000 paid back weekly over 5 years.

  • Repayment of €44.55 per week.
  • Total amount repaid €11,582.40
  • Secured loans are fully secured by shares.

Community Loan 6% Variable (APR 6.16%)

Example: €10,000 paid back weekly over 5 years.

  • Repayment of €44.55 per week.
  • Total amount repaid €11,582.40
  • For community/voluntary organisations established to further the social, economic or environmental well being of individuals within the New Ross Credit Union common bond.
  • Maximum term of 15 years

 

Please note: When applying for your first loan with us you will need to ring and make an appointment to call into speak to one of our loans officers. First time loan applications are not taken over the phone or via the web.

New Ross Credit Union is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears.This may affect your credit rating which may limit your ability to access credit in the future.