Loans for Members

 

As a member of New Ross Credit Union, you are entitled to apply for a loans at special rates:

General Loans 10.5%

Car Loan 8.9%

Student Loan 6%

Secured Loans 6%

 

Loans are available for:
  • Education: books, clothing, course fees.........
  • Equipment computer, television, washing machine
  • Home: house extension, central heating, double glaze windows, furniture, patio
  • Social: wedding, large family gathering.
  • Transport: car, bike, scooter
  • Travel: family holiday, the trip of a lifetime

Loan Requirements

The following documentation is require to apply for a loan:-

  1. All Accounts must be arrears free for a period of sixteen (16) weeks before an application can be made.
  2. All Loan Applications require proof of income and six months bank statements before loan can be considered.
  3. A waiting period of twenty four (24) hours before loan can be drawn down, regardless of amount applied for.
  4. Photo ID, i.e. passport or driving licence.